Your Trusted Mortgage Broker
Simplifying Your Home Loan Journey
At KeyCap Finance, we make the loan process simple. Whether you’re buying, refinancing, or investing, our expert brokers help you secure the right home loan with confidence.
Trusted by Leading Australian Lenders
We’re backed by a network of reputable mortgage lenders across Australia. Our strong relationships give you access to a wide range of loan options with competitive terms — tailored to fit your needs and long-term goals.
We compare from 10+ lenders to find your best fit.
Why Choose Us?
Navigating the mortgage market requires knowledge and expertise. Our team helps compare home loan interest rates, explains different loan structures, and ensures you choose the best financial option for your situation.
Tailored Loan Solutions
We tailor home loan strategies to fit your financial goals, whether you're buying, refinancing, or investing.
Wide Lender Network
Access 50+ trusted banks and lenders to find the most competitive rates and flexible terms.
Expert Refinancing
Take advantage of rates not available to the public and smart refinancing options designed to save you money.
Support Beyond Approval
From application to long-term loan management, we stay by your side and keep you updated as the market changes.
Services
Our Mortgage Solutions
Navigating the mortgage market requires knowledge and expertise. Our team helps compare home loan interest rates, explains different loan structures, and ensures you choose the best financial option for your situation.
Home Loans
We build custom strategies to match your unique goals.
Buying Your First Home
We compare deals across a wide network to find the right fit for you.
Residential & Commercial Finance
Get access to rates and deals not always available to the general public.
Refinancing
Lower repayments, better terms, or equity release — we help you choose wisely.
Real Estate Service
We have partnered with trusted local real estate agencies abroad to help clients with real estate.
Plan Your Mortgage with Our Tools
Making smart home loan decisions starts with the right information. Use our mortgage repayment calculator to instantly estimate your monthly payments and see what works for your budget.
And if you’re curious about how much you can borrow or what stamp duty you’ll need to pay — we’ve got easy calculators for that too.
Latest Blogs
Stay informed with the latest home loan tips, market updates, and expert insights.
What are the best mortgage rates in Australia right now?
In 2025, the best mortgage rates in Australia are highly competitive, with fixed rates starting at 4.99% p.a. and comparison rates from 6.15%. Variable rates are also attractive, with some starting at 5.69% p.a. To secure the best mortgage rates, it’s essential to compare a range of home loans and lenders.
How do I find the best mortgage broker near me?
To find a reliable mortgage broker near you, consider KeyCap Finance, a trusted mortgage broker known for offering personalised service and expert guidance. KeyCap Finance can help you navigate loan options tailored to your financial needs, ensuring you get the best home loan deal available.
How can I refinance my mortgage easily?
Refinancing your mortgage is made easy by consulting with a mortgage broker like KeyCap Finance. We have access to a wide range of refinancing deals, ensuring you find the most competitive rates and better terms. Whether you want to reduce your monthly repayments or secure a better loan term, KeyCap Finance will guide you through a hassle-free refinancing process.
What is the process for getting a home loan pre-approval?
The pre-approval process for a home loan involves submitting an application to your lender, providing necessary documents like income statements and financial details. Pre-approval is an important step to know how much you can borrow before you start house hunting. KeyCap Finance can help streamline the pre-approval process by offering expert guidance and fast approvals.
How to get a mortgage with no deposit?
Securing a mortgage with no deposit is possible in Australia, especially through government schemes like the First Home Loan Deposit Scheme (FHLDS). KeyCap Finance can guide you through these options, helping you secure a home loan with zero deposit while ensuring the best rates. We have access to lenders who offer 100% loan-to-value (LVR) mortgages and other no-deposit solutions.